At Schmidt Associates, we believe every business deserves a Chief Financial Officer (CFO).  We strive to be the CFO for those businesses that do not have that expertise on staff.  From the original business plan to succession planning, we are the objective advisor to help you make the best financial decisions for your business.   Our services include: •    Designing and implementing recordkeeping and reporting systems to help manage your business; •    Creating, implementing and monitoring budgets; •    Negotiating with lenders for the most effective debt structure; •    Analyzing insurance requirements and policies; •    Designing and implementing cost effective benefit plans for employees and owners; •    Helping identify the appropriate succession plan for your business; •    Aggressive and effective income tax planning through all phases of your business. Our goal, as your CFO, is to help you realize the potential you envisioned for the business.